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Welcome to Lending USA Inc.

Welcome to Lending USA inc our mission is to provide Homeowners and Future Homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.

How may we help you?

I want to see some loan scenarios

Great! you can fill out loan questionnaire and one of loan officers will connect with you.

I want to get a preapproval

Please go to our secure online application so we can get you started!

I am looking for general information

You have come to the right place! We post articles every week on our blog that are very educational.

Use our mortgage calculator to see some loan scenarios

Calculate loan senarios

Purchase

Refinance

Rent Vs Buy

Veteran Affairs

Veteran Refinance

mortgage-calculator

Start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Speak to a Local Professional

Free consultation – No obligation

Personalized guidance

Clarification and education

Step 1 of 20

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
Consent*
I agree to the Communications Policy.*
We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By submitting your phone number you are agreeing to opt-in to sms messaging. Message and data rates may apply.

Visit our blog with 100+ articles on important mortgage topics.

Our blog articles are geared towards first-time home buyers and mortgage market news.

As an education based mortgage company we strive to provide helpful information.

See more articles

Decoding Current Mortgage Rates: What Homebuyers Need to Know

Decoding Current Mortgage Rates: What Homebuyers Need to Know

Home Owner Tips

For prospective homebuyers, understanding the dynamics of current mortgage rates is crucial in making informed decisions and securing the best…

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About Us

At Lending USA inc our mission is to provide Homeowners and Future Homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.

Lending USA Inc.
Company NMLS: 1909968
DRE: 02084361

Equal Housing Opportunity

Contact Us

1400 Quail St
Suite 155
Newport Beach, CA 92660
(949) 550-8884
Email Us Today

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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